Mortgage Blog
Residential - Commercial - Alternative & Private Mortgage Loan Financing Experts
Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...
read moreJanuary, 2026 Mortgage Newsletter & Economic Insight
January 1, 2026 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Welcome to the January issue of Triunity Mortgage Group's monthly newsletter! Happy New Y ...
read moreHousing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
read moreBank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
read moreDec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
read moreDecember, 2025 Mortgage Newsletter & Economic Insight
December 1, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Welcome to the December issue of Triunity Mortgage Group's monthly newsletter! December is th ...
read moreFall 2025 Canadian Mortgage Trends & Insights Report
November 21, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...
read moreNov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
November 10, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter ...
read moreNovember, 2025 Mortgage Newsletter & Economic Insight
November 4, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Welcome to November – less commonly known as the anniversary of Pharoh Phever. Let me explain. ...
read moreBank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
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