Mortgage Blog
Residential - Commercial - Alternative & Private Mortgage Loan Financing Experts
Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
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Canadian Home Sales Poised for a Strong Finish in 2025
October 20, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales across the ...
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October, 2025 Mortgage Newsletter & Economic Insight
October 9, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Welcome to the October issue of Triunity Mortgage Group's monthly newsletter! PSL (or pumpkin spi ...
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How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes
October 6, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easing has lowered borrowing costs and improved afford ...
read moreSeptember 17-2025 - Bank of Canada lowers policy rate to 2.5%
September 17, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher ...
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CMHC - Monthly Housing Starts - July 2025
September 3, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Canadian Monthly Housing Starts and Other Construction Data Tables - July 2025 At our mortgage brokerage, we make it a priority to follow the Canada Mortgage and Housing Corporation's (CMHC) monthl ...
read moreSeptember, 2025 Mortgage Newsletter & Economic Insight
September 1, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Welcome to the September issue of Triunity Mortgage Group's monthly newsletter! September is a po ...
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With Inflation at 1.7%, What This Means for Canadians Considering a Home Purchase or Mortgage Refinance
August 19, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Did You Know? Did you know that Canada's latest inflation figure has cooled to 1.7% according to Statistics Canada? For everyday Canadians, this is more than a headline. It can point to lower bor ...
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Is the Mortgage Stress Test on the Way Out?
August 7, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Is the Mortgage Stress Test on the Way Out? How OSFI's New Loan-to-Income Rules Could Reshape Borrowing in 2025-26 Canadian borrowers have spent the past seven years living with the mortgage "s ...
read moreAugust, 2025 Mortgage Newsletter & Economic Insight
August 1, 2025 | Posted by: Triunity Mortgage Group - Vancouver and across Canada Mortgage Solutions
Welcome to the August issue of Triunity Mortgage Group's monthly newsletter! Summer flies by &nda ...
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