Improve Your Credit.
Having a bad credit rating doesn't mean you can't get mortgage financing

we see all kinds of credit ratings every day and there are strategies to help improve and even heal damaged credit. You may be surprised to know that you can still obtain a mortgage. Whether you've had a bankruptcy or your credit is only slightly bruised, you can still obtain financing.

we have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions. Together we can quickly assess your situation and decide on the best way to move forward. The worst you can do is do nothing.

First Time Home Buyers.
Thinking about buying your first property?

Tired of passing your hard earned rent over to your landlord? Maybe you've built up some savings and have a downpayment for your own property. No matter what your situation is, we help simplify the buying process and worry about all the financing details so you can get down to finding just the right property as fast as possible. We are here to help you beat the banks ... Give us a call today.

Make sure you get pre approved first and lock in your rate!

Each mortgage application is different and we will help you figure out the numbers so you can stay focused on shopping for properties within your approved price range. You and your real estate agent will know exactly how much you can comfortably afford along with the assurance of a locked in rate - all at no cost to you.

Investment Properties.
Build your long term wealth with Real Estate

Investment properties, particularly smaller residential properties, are accessible to many average Canadians. Real estate has been one of the most attractive investment categories in Canada for the past decade.

we can help you take advantage of real estate opportunities and unique mortgage options if you're looking to seriously build your portfolio.

Mortgage Renewals.
Most homeowners stay with their existing mortgage lender because they believe it is too time consuming to get a better mortgage rate.

If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions! In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This is an important moment of opportunity. This is where an independent mortgage professional like us can help offer advice and options to help you get ahead!

Maybe your mortgage needs have changed. This is the time to decide. For example, you may want to consolidate high interest debt in with your mortgage or you may want to tap some of your home equity for a renovation project? Or maybe you are considering a cottage or vacation property? Are you confident you will get the best rate at renewal?

Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. We deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means significant negotiating power behind finding the best mortgage to fit your specific situation.

Second Homes.
More Canadians than ever before are spending quality time in their own vacation property

Build your net worth with a beautiful asset while providing you and your family the perfect spot to relax and unwind. Cottages and other vacation properties are providing family memories for many average Canadians, who are taking advantage of low rates and innovative new mortgage products that put these getaway homes within reach!